If you are a Disney Vacation Club (DVC) member, you may be wondering if your DVC points expire. The answer is yes, they do. However, the expiration rules differ depending on when you purchased your DVC ownership.
Expiration Rules for DVC Points Purchased Before March 21, 2011:
If you purchased your DVC ownership before March 21, 2011, your points do not expire. This means that you can save them up and use them for a vacation whenever you want. You can also borrow points from future years and bank unused points from the current year to use in the following year.
Important Note: If you are planning to sell your DVC ownership, keep in mind that the new owner will inherit the original expiration date of the membership.
Expiration Rules for DVC Points Purchased On or After March 21, 2011:
If you purchased your DVC ownership on or after March 21, 2011, your points will expire after a certain period of time. The expiration date is determined by the Use Year assigned to your membership.
The Use Year is the month that you receive your annual allotment of points. For example, if your Use Year is February, then every February you will receive a new allotment of points that are valid for one year.
- If you do not use all of your points within that year, they will expire at the end of that Use Year.
- You can bank unused points from one Use Year to another Use Year as long as it’s done before the banking deadline (which is usually around four months prior to your Use Year).
- You can also borrow points from a future Use Year to use in the current Use Year.
Important Note: If you decide to cancel your DVC ownership, you will lose any unused points that you have banked or borrowed.
Conclusion:
In summary, if you are a DVC member, it’s important to know when your points expire and the rules regarding banking and borrowing. By planning ahead and understanding the rules, you can make the most of your DVC membership and enjoy magical Disney vacations for years to come.
Additional Tips:
– Check your account regularly to keep track of your point balance and expiration dates.
– Consider using a DVC point calculator to help plan your vacations and maximize your points.
– If you are unable to use all of your points before they expire, consider renting them out or transferring them to another DVC member.