If you’re planning a vacation, chances are you’re considering booking a vacation rental. Vacation rentals offer a unique and often more affordable way to stay in your destination of choice.
However, before you book your vacation rental, it’s important to understand what your travel insurance covers. In this article, we’ll explore whether Chase Sapphire covers vacation rentals.
What is Chase Sapphire?
Chase Sapphire is a popular travel rewards credit card that offers a range of benefits for travelers. One of the key benefits of the card is its travel insurance coverage. Depending on the type of Chase Sapphire card you have, you may be eligible for trip cancellation/interruption insurance, baggage delay insurance, and other types of coverage.
Does Chase Sapphire Cover Vacation Rentals?
The short answer is yes – Chase Sapphire does cover vacation rentals as long as you meet certain criteria. Specifically, in order to be covered by your Chase Sapphire card for a vacation rental, the rental must:
- Be booked with your Chase Sapphire card
- Be for personal use (not business)
- Be for less than 60 consecutive days
If your vacation rental meets these criteria, then you may be eligible for coverage under your Chase Sapphire card.
What Type of Coverage Does Chase Sapphire Offer for Vacation Rentals?
Chase Sapphire offers trip cancellation/interruption insurance and baggage delay insurance for vacation rentals. This means that if your trip is canceled or interrupted due to unforeseen circumstances (such as illness or severe weather), or if your baggage is delayed by a certain amount of time (usually six hours or more), then you may be able to receive reimbursement under your Chase Sapphire card.
It’s important to note that the specific details of your coverage will depend on the type of Chase Sapphire card you have. Be sure to check your card’s terms and conditions for the exact details of your coverage.
What Isn’t Covered By Chase Sapphire?
While Chase Sapphire does offer coverage for vacation rentals, it’s important to understand what isn’t covered. Some examples of things that may not be covered under your Chase Sapphire card include:
- Intentional acts (such as theft or damage caused by you)
- Pre-existing medical conditions
- Travel to areas with travel advisories
- Illegal activities
Again, the specific terms and conditions of your coverage will depend on the type of Chase Sapphire card you have.
Conclusion
In summary, Chase Sapphire does cover vacation rentals as long as they meet certain criteria. If you’re planning a vacation rental and have a Chase Sapphire card, be sure to book your rental with your card and check the specific terms and conditions of your coverage. By doing so, you can enjoy your vacation with peace of mind knowing that you’re covered in case something goes wrong.