Am I Entitled to a Refund if My Cruise Is Cancelled?

By Alice Nichols

If you’ve booked a cruise and are eagerly anticipating your trip, the last thing you want to hear is that it has been cancelled. Unfortunately, this can happen for a variety of reasons, from mechanical issues to unexpected weather conditions.

So what happens if your cruise is cancelled? Are you entitled to a refund? Let’s find out.

Understanding Cruise Line Policies

Before we delve into the specifics of refunds, it’s important to understand that every cruise line has different policies when it comes to cancellations. Some may offer full refunds in certain circumstances, while others may only provide partial refunds or future cruise credits. It’s crucial to read and understand the terms and conditions before booking your cruise.

Cancellation by the Cruise Line

If your cruise is cancelled by the cruise line, you are generally entitled to a refund of the fare paid. The exact amount of the refund will depend on the specific policy of the cruise line, as well as how close to departure the cancellation occurs.

  • If the cancellation occurs more than a certain number of days before departure (as specified by the cruise line), you may be entitled to a full refund.
  • If it occurs within a certain timeframe (again, specified by the cruise line), you may only receive a partial refund or future cruise credit.
  • In some cases, if you have travel insurance, it may cover any losses incurred due to a cancellation.

Cancellation by You

If you decide to cancel your own trip for any reason, whether due to illness or simply changing plans, you may not be entitled to any refund at all. In fact, cancelling your trip could result in penalties or fees assessed by the cruise line.

  • Most cruises require payment in full at least 60-90 days prior to departure. If you cancel before this deadline, you may be entitled to a partial refund.
  • If you cancel after the deadline, you may not receive any refund at all.
  • Again, travel insurance may provide some coverage in these situations.

Exceptions to the Rule

There are some situations where a cruise line may cancel a trip but not provide any refunds. For example, if a passenger violates policies onboard the ship or engages in illegal activities, they could be removed from the ship at the next port and left to find their own way home.

What to Do If Your Cruise Is Cancelled

If your cruise is cancelled, it’s important to act quickly and take steps to protect yourself financially. Here are some tips:

  • Contact the cruise line immediately and ask about their policy for cancellations.
  • If you purchased travel insurance, contact your provider and ask about coverage for cancelled trips.
  • If you used a travel agent to book your cruise, contact them for assistance with rebooking or obtaining refunds.
  • If you’ve already booked flights or accommodations for your trip, contact those providers as well to see if they can offer any refunds or rescheduling options.

The Bottom Line

While it’s never fun to have your vacation plans disrupted by a cancelled cruise, it’s important to know your rights and understand what options are available. By reading the fine print before booking and taking swift action if your trip is cancelled, you can minimize financial losses and hopefully still enjoy an amazing vacation at sea in the future.