If you are receiving Social Security Disability Insurance (SSDI) benefits, you may be wondering if it is possible to go on vacation without jeopardizing your benefits. The short answer is yes, you can go on vacation while on SSDI. However, there are some important things to keep in mind before you pack your bags and head out of town.
What is SSDI?
First, let’s define what SSDI is. SSDI is a federal program that provides financial assistance to people who have a disability that prevents them from working. To be eligible for SSDI, you must have worked for a certain number of years and paid Social Security taxes.
Can I Travel While Receiving SSDI?
Yes, you can travel while receiving SSDI benefits. There are no restrictions on traveling within the United States or internationally.
How Will Travel Affect My Benefits?
Your travel plans will not affect your eligibility for SSDI benefits as long as you continue to meet the program’s requirements. However, if you earn income while on vacation or engage in activities that suggest you are able to work, the Social Security Administration (SSA) may review your case and determine that you are no longer eligible for benefits.
- Earned Income: If you work while on vacation and earn more than $1,310 per month in 2021 ($2,190 if blind), your benefits may be reduced or stopped.
- Substantial Gainful Activity: If the SSA determines that your activities suggest that you are able to work and engage in substantial gainful activity (SGA), they may review your case and determine that you are no longer eligible for benefits.
What Should I Do Before Traveling?
Before going on vacation, it is important to inform the SSA of your travel plans. This can be done by calling your local SSA office or by logging into your mySocialSecurity account online. You should also make sure that you have all necessary medical supplies and medications with you while traveling.
What If I Am Unable to Travel?
If you have a disability that prevents you from traveling, you may be eligible for a travel allowance to cover the cost of transportation to and from medical treatment. The SSA also offers a Ticket to Work program that provides resources and support for people with disabilities who want to return to work.
Conclusion
In conclusion, if you are receiving SSDI benefits, you are allowed to go on vacation without jeopardizing your benefits. However, it is important to inform the SSA of your travel plans and be mindful of any activities that may suggest that you are able to work. By following these guidelines, you can enjoy your vacation while still receiving the financial assistance that you need.