Can I Pay for a Disney Vacation in Installments?

By Alice Nichols

Are you dreaming of a magical Disney vacation but worried about the cost? Fear not, as there are options available to help you pay for your trip in manageable installments. In this article, we’ll explore the various ways to finance your Disney vacation.

1. Disney Vacation Account

Disney offers a convenient savings plan called the Disney Vacation Account. With this account, you can save money towards your trip in regular installments and even set up automatic contributions.

Plus, for every $1,000 you save, you’ll receive a $20 Disney gift card. The best part? There are no fees or interest charges.

How it works:

  • Create an account on the Disney Vacation Account website.
  • Select your vacation package and make payments towards it.
  • Track your progress and view your savings at any time.
  • Use your savings to pay for your trip when booking through the Walt Disney Travel Company.

2. Disney Credit Cards

Disney offers two different credit cards with exclusive perks such as discounts on merchandise and dining at select locations. These cards also earn rewards that can be redeemed towards Disney vacations.

How it works:

  • Choose between the Disney Rewards Visa Card or the Disney Premier Visa Card.
  • Earn rewards points on everyday purchases.
  • Redeem points for statement credits towards your vacation package or other purchases at select Disneyland and Walt Disney World locations.

3. Third-Party Payment Plans

There are third-party companies that offer payment plans specifically for financing vacations, including those to Walt Disney World or Disneyland Resort.

How it works:

  • Research third-party companies that offer vacation financing.
  • Select a payment plan that fits your budget and vacation needs.
  • Make payments over time until your trip is paid in full.

4. Personal Loans

While not specifically designed for Disney vacations, personal loans can be used to finance a trip to the Happiest Place on Earth.

How it works:

  • Research lenders that offer personal loans.
  • Apply for a loan and get approved.
  • Use the funds to pay for your Disney vacation package or related expenses.
  • Make monthly payments towards the loan until it’s paid off.

In Conclusion

As you can see, there are several options available to help you finance your dream Disney vacation. Whether it’s through the convenient savings plan of the Disney Vacation Account, the exclusive perks of a Disney credit card, third-party payment plans or personal loans, you can find a solution that works for your budget and needs. So start planning your magical adventure today!