Can You Put a Disney Vacation on Layaway?

By Anna Duncan

Are you dreaming of a magical Disney vacation, but worried about the cost? Well, what if we told you that it’s possible to put your Disney vacation on layaway?

Yes, you read that right! You can now pay for your Disney trip in installments. In this article, we’ll talk about how it works and what you need to know before booking.

What is a layaway vacation?

Layaway is a payment plan that allows you to pay for your vacation in installments instead of all at once. It’s a great way to budget your vacation and make it more affordable. With layaway, you can book your Disney vacation in advance and make payments over time.

How does it work?

To put your Disney vacation on layaway, you need to book through a travel agency or directly with Disney. You’ll need to pay a deposit at the time of booking, which is usually around $200. The rest of the amount will be divided into equal payments and automatically charged to your credit card on file every month until the balance is paid off.

Are there any fees?

Yes, there may be some fees associated with putting your Disney vacation on layaway. The travel agency or Disney may charge a setup fee or processing fee for each payment made. It’s important to read the terms and conditions carefully before booking to understand all the fees involved.

Benefits of booking with layaway

  • Budget-friendly: With layaway, you can budget your vacation and make payments over time without having to pay everything upfront.
  • No interest: Unlike credit cards, there’s no interest charged on layaway payments.
  • No credit check: There’s no credit check required when you book with layaway, so it’s perfect for those with less-than-perfect credit.
  • Flexible payment options: You can choose the payment plan that works best for you, whether it’s monthly, bi-weekly or weekly payments.

Things to keep in mind

While booking your Disney vacation with layaway is a great option, there are a few things to keep in mind:

  • Cancellation policy: Make sure to read the cancellation policy carefully before booking. If you need to cancel your trip, there may be fees involved.
  • Payment schedule: Make sure you’re comfortable with the payment schedule before booking.

    If you miss a payment, your reservation may be cancelled.

  • Pricing: Keep in mind that prices may change over time, and the price of your vacation may increase before it’s paid off. However, once you’ve booked your vacation and paid the deposit, your price is locked in.

In conclusion

Booking your Disney vacation on layaway is a great way to make your dream trip more affordable and budget-friendly. With flexible payment options and no interest charged, it’s an excellent way to spread out the cost of your vacation without breaking the bank. Just make sure to read the terms and conditions carefully before booking and keep up with the payment schedule to ensure a smooth and stress-free experience.