Disney Vacation Points are a valuable currency for many Disney Vacation Club (DVC) members. These points can be used to book stays at Disney resorts, as well as other vacation destinations around the world.
But what happens to unused points at the end of the year? Do Disney Vacation Points roll over?
The answer is yes, but it depends on your specific situation. Let’s break it down:
Use Year and Banking: Each DVC member has a “use year,” which is the 12-month period during which they can use their points. If you don’t use all of your points during your use year, you have the option to “bank” them for use in a future year. Essentially, banking allows you to save unused points for up to two years.
Example: If your use year is January 1st – December 31st and you have 100 unused points at the end of December, you can bank those points and use them anytime during the next two years.
Borrowing: In addition to banking, DVC members also have the option to “borrow” points from a future year. This means that if you don’t have enough points in your current use year to book a desired vacation, you can borrow from your next use year’s allotment.
Example: Let’s say you need 150 points to book a vacation in August of this year, but you only have 100 available in your current use year. If you have already banked some points from last year and still don’t have enough, you could borrow up to 50 points from next year’s allotment.
Expiration: It’s important to note that while banking and borrowing are great options for maximizing your Disney Vacation Points, they do come with some restrictions. Banked points must be used within two years or they will expire. Borrowed points must be used within the current or next use year, depending on when they were borrowed.
Example: Let’s say you banked 100 points at the end of your use year in 2019. You now have until December 31st, 2021 to use those points before they expire.
Summary:
In conclusion, Disney Vacation Points do roll over in the form of banking and borrowing. This allows DVC members to save unused points for future vacations or borrow from future allotments if necessary.
However, it’s important to keep in mind that banked and borrowed points do come with expiration dates, so it’s important to plan accordingly and use them before they expire. Happy vacation planning!
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