Do I Need to Take Cash on a Cruise Ship?

By Alice Nichols

Traveling on a cruise ship is an exciting way to explore the world. Whether you’re traveling with family, friends, or just solo, there are plenty of things to do while enjoying the vast open sea.

But before you go, it’s important to know what kind of money you’ll need. One of the most common questions people ask is: “Do I need to take cash on a cruise ship?”

The answer is yes and no. While some cruise lines accept cash on board, others do not.

And even if they do accept cash, it will likely be limited to small amounts. So if you’re planning on using cash while on board, it’s best to bring a small amount with you in case of emergency expenses or small purchases like snacks or souvenirs.

However, most cruise lines also accept credit cards and debit cards for larger purchases like drinks and shore excursions. This is usually the preferred option for many people as it allows them to easily keep track of their spending and avoid carrying large amounts of cash around with them. In addition, many cruise lines offer onboard accounts that allow passengers to keep track of their spending and make payments as needed throughout their trip.

One thing you should be aware of is that some cruise ships charge extra fees for using credit cards or debit cards on board. Be sure to check with your specific cruise line before booking so that you know what fees may apply when making payments onboard. Some cruises also have ATMs available for passengers who need access to cash during their trip.

Conclusion: While bringing cash on a cruise ship can be beneficial in some cases, it’s usually not necessary as most cruise lines accept credit cards and debit cards for larger purchases on board. It’s important to check with your specific cruise line before booking so that you know what fees may apply when making payments onboard and whether or not they accept cash at all.