Cruise ships offer vacationers the opportunity to see the world, relax and enjoy new experiences. But for those on dialysis, the question of whether Medicare will cover treatments while aboard a cruise ship remains. The answer is not entirely clear-cut and depends heavily on the circumstances.
The Centers for Medicare & Medicaid Services (CMS) does not have specific regulations regarding dialysis treatment on cruise ships. However, it does cover dialysis treatments that are medically necessary when performed in an approved facility. Unfortunately, Medicare does not recognize any cruise ship as an approved facility, regardless of where the ship is located or what type of medical care is available onboard.
This means that if a person on dialysis wishes to take a cruise, they will need to arrange for alternative treatments while they are away from home. This could include getting pre-approved home dialysis treatments or arranging to have treatments at approved facilities in ports of call during extended stops along the route.
Dialysis patients who plan to travel abroad should also be aware that their Medicare coverage may not apply outside of the United States or its territories and possessions. In these cases, they should consult with their health care provider prior to leaving home to make sure they have arrangements in place for any necessary treatment while away from home.
Additionally, anyone considering going on a cruise should check with their insurance provider prior to leaving if they need dialysis care while away from home in order to determine what kind of coverage is available as well as any related restrictions or exclusions that may apply.
In summary, Medicare does not cover dialysis treatments performed on board a cruise ship due to its inability to approve such facilities as an appropriate location for such medical care. However, alternatives may be available depending on where a person travels and their individual insurance coverage situation, so it’s important for those affected by chronic kidney disease or other renal conditions who are considering taking a cruise to discuss their options with both their doctor and insurance provider before making plans or leaving home.
Conclusion: In conclusion, Medicare does not provide coverage for dialysis treatments performed on board a cruise ship due to its inability to approve such facilities as appropriate locations for medical care. Those with chronic kidney disease who are considering going on a cruise should discuss their options with both their doctor and insurance provider before making plans or leaving home in order to determine what kind of coverage is available and any related restrictions or exclusions that may apply.