How Much Is a Downpayment for Disney Vacation Club?

By Alice Nichols

Are you planning a Disney vacation and considering joining the Disney Vacation Club (DVC)? One of the most important factors to consider is the downpayment. Let’s dive in and explore how much you can expect to pay.

What is the Disney Vacation Club?

Before we get into the details, let’s quickly go over what the DVC is. The DVC is a timeshare program that allows members to stay at Disney resorts and other affiliated properties around the world. Members purchase points, which they can use to book stays at these properties.

How Much Do You Need for a Downpayment?

The amount you need for a downpayment on a DVC membership depends on several factors, including the number of points you want to purchase and whether you are buying directly from Disney or through resale.

If you are buying directly from Disney, you can expect to pay around $10,000 as a downpayment for 100 points. However, keep in mind that this cost can vary depending on the resort and time of year.

If you are purchasing through resale, the downpayment will likely be lower. In some cases, it may even be possible to purchase a DVC membership with no downpayment at all. However, keep in mind that purchasing through resale means that you will not be able to take advantage of certain perks offered to direct buyers, such as discounts on annual passes or merchandise.

Financing Options

If paying for your DVC membership upfront is not an option for you, there are financing options available. Disney offers financing through their own program as well as through third-party lenders. Keep in mind that financing will add interest and fees to your overall cost.

Conclusion

In summary, if you are considering joining the Disney Vacation Club, be prepared to pay a significant downpayment upfront. The exact amount will depend on several factors, including the number of points you want to purchase and whether you are buying directly from Disney or through resale.

However, financing options are available if paying upfront is not an option for you. With careful consideration and planning, the DVC can be a great way to enjoy magical vacations for years to come.