How Much Would It Cost to Retire on a Cruise Ship?

By Michael Ferguson

Retiring on a cruise ship can be a dream come true for those who want to experience the freedom of the open ocean and the joys of being out on the waves. The cost of living on a cruise ship is much lower than living in a traditional home, and it allows retirees to enjoy many amenities such as swimming pools, restaurants, entertainment areas, and more.

Living on a cruise ship is not cheap though, as there are many costs associated with it. The first cost is the initial fee for booking passage on a cruise line.

This can range from several hundred dollars to several thousand dollars depending on the type of cruise and the length of time spent onboard. In addition, there are many other fees that may be incurred such as port fees, taxes, and tips.

The second cost associated with retiring on a cruise ship is food and drink expenses. Cruise lines typically include meals in their packages but alcohol and other beverages may have additional charges. In addition, some cruise lines charge for Internet access or other services that may be needed while onboard.

Retirees should also consider what type of room they would like to stay in while onboard the ship. There are basic cabins available for less money but if you want something more luxurious such as an ocean view suite or balcony room then expect to pay more. Additionally, some cruises may include additional costs such as excursion fees or port fees that must be paid upfront before embarking on your voyage.

Overall, living aboard a cruise ship can be an affordable way for retirees to enjoy their golden years without breaking the bank. With careful planning and budgeting it is possible to find an affordable package that will suit your needs without sacrificing quality or luxury amenities while onboard.


How much it would cost to retire on a cruise ship depends largely on where you plan to travel, what type of accommodations you require and how long you plan to stay onboard. On average, expect to spend around $1,000-$2,000 per person per week depending on your budget and needs.