Is It Cheaper to Live on a Cruise Ship Than a Nursing Home?

By Robert Palmer

When it comes to deciding between living on a cruise ship or in a nursing home, it’s not always easy to decide which one is the more cost-effective choice. To help you make an informed decision, let’s examine the costs associated with each option.

Living on a Cruise Ship

Living on a cruise ship can be quite an enjoyable experience for many seniors. There are many activities onboard and plenty of social opportunities, as well as the chance to explore new places.

Of course, all of this comes at a cost. Cruise fares vary depending on the length of the voyage and the type of stateroom you choose, but you can expect to pay anywhere from $2,000 – $10,000 per person for a week-long cruise.

Living in a Nursing Home

Nursing homes provide seniors with around-the-clock care and assistance with daily activities such as bathing and dressing. They also typically offer various amenities such as meals, housekeeping services, recreational activities, and transportation.

The cost of nursing home care varies widely depending on location and type of care required, but it can range from $3,000 – $8,000 per month.


When comparing costs between living on a cruise ship and living in a nursing home it is clear that living in a nursing home is typically more affordable in the long run. However, living on a cruise ship may be more appealing for those who are looking for an adventure or who don’t need intensive medical care.