Is It Hard to Get Approved for Disney Vacation Club?

By Michael Ferguson

Are you considering becoming a member of the Disney Vacation Club (DVC)? One of the most commonly asked questions by potential members is, “Is it hard to get approved for Disney Vacation Club?” Let’s explore this question in detail.

Understanding the Disney Vacation Club Membership

First, let’s understand what DVC membership entails. It is a timeshare program with resorts located at Walt Disney World, Disneyland, and other locations around the world.

As a member, you have access to these resorts and can book stays using your points. The number of points you receive will depend on your purchase contract.

The Approval Process for DVC Membership

The process of getting approved for DVC membership is straightforward. You begin by selecting a membership package and paying a deposit. Once you have made your deposit, your application will be reviewed by Disney.

Disney has certain criteria that they look for when approving new members. They want to ensure that you are financially stable and able to afford the annual dues and any additional costs associated with owning a timeshare. They will also consider your credit score and history.

Financial Requirements

When it comes to financial stability, Disney wants to see that you have a steady income and are not currently facing financial hardship. They may ask for proof of income or employment during the application process.

Credit Score and History

Your credit score and history are important factors when it comes to getting approved for DVC membership. A high credit score shows that you are financially responsible and able to manage debt effectively. If you have a low credit score or negative marks on your credit report, this could impact your chances of being approved for membership.

What Happens if My Application is Denied?

If your application is denied, don’t worry – there are options available to you. You can work on improving your financial situation and credit score and reapply at a later date. Alternatively, you can consider purchasing a resale contract from an existing DVC member.

Conclusion

In conclusion, getting approved for Disney Vacation Club membership is not necessarily hard, but it does require some financial stability and responsibility. Disney wants to ensure that their members are able to enjoy the benefits of membership without facing financial hardship.

If you are denied membership, don’t give up – there are other options available to you. With some work and dedication, you can become a member of the DVC and start enjoying all the perks that come with it.