What Is a Business Travel Card?

By Anna Duncan

A business travel card is a type of credit card specifically designed for individuals who travel for business purposes. It is designed to provide convenience and cost savings when it comes to paying for business expenses such as hotels, flights, rental cars, and meals. Business travel cards may also provide additional benefits such as discounts on car rentals, free upgrades at hotels, and bonus points for purchases.

Business travel cards are typically issued by major credit card companies such as American Express, Visa, Mastercard, and Discover. The terms of the card will vary depending on the issuer, but they generally offer low interest rates or no annual fees. Business travelers can use their cards to pay for business-related expenses while traveling or when abroad.

Business travel cards offer several advantages over traditional credit cards.

For example, they often come with higher spending limits and more rewards than regular credit cards. Additionally, many offer rewards in the form of points that can be redeemed for merchandise or services. This can help save money on business-related expenses while traveling. Finally, some business travel cards provide additional perks such as discounted rates at certain hotels or rental car companies.

When choosing a business travel card, it is important to consider factors such as annual fees, rewards programs offered by the issuer, and any additional perks that are available with the card. It is also important to read all of the terms and conditions associated with the card before signing up so that you know exactly what you are getting into.


A business travel card is a convenient way for individuals who need to frequently travel for work to pay for their expenses while on the road. It offers several advantages over traditional credit cards including higher spending limits and more rewards programs as well as discounts on car rentals and hotels. It is important to research various providers before selecting one so that you get the best deal possible.