What Will It Cost to Live Full Time on a Cruise Ship?

By Anna Duncan

Living full time on a cruise ship may sound like a glamorous lifestyle, but it’s not for everyone. Cruise ships are small, crowded spaces that can be overwhelming for some people.

Plus, the cost of living on a cruise ship is usually more expensive than living in a house or apartment. But if you’re looking for an adventure and don’t mind the cramped quarters, you might want to consider life onboard. Here’s what you need to know about the cost of living full-time on a cruise ship.


The cost of accommodations will vary depending on the type of cabin you choose and the size of your party. For example, a single person staying in an interior cabin will pay less than someone staying in a suite with two bedrooms. Prices can range anywhere from $1,000-$4,000 per month for accommodations alone.

Food and Drinks

When it comes to food and drinks, there are generally two options: all-inclusive or pay-as-you-go. With an all-inclusive plan, your meals are included in your monthly fee; however, drinks are usually not included.

With a pay-as-you-go plan, you will have to purchase each meal individually or add on additional packages for drinks and/or snacks. Expect to pay anywhere from $300-$1,000 per month for food depending on which option you choose.


Many cruise ships offer activities like onboard entertainment, classes and excursions at an additional cost; however some activities may be included in your monthly fee. If you plan to take advantage of these amenities expect to pay anywhere from $200-$500 per month depending on what activities you choose to participate in.

Other Expenses

In addition to accommodations, food and activities there are other expenses such as laundry services, medical care and transportation that should be taken into consideration when calculating your budget for living full time aboard a cruise ship. These costs can range from $50-$200 per month depending on your individual needs.


Living full time aboard a cruise ship can be an exciting adventure; however it does come with some added costs that should be taken into consideration before making the leap into this lifestyle choice. Accommodations will likely be your largest expense followed by food and activities; while other expenses such as laundry services and medical care should also be factored into your budget when considering life aboard a cruise ship.